Terms and Conditions

1. Acceptance of These Terms

These Terms and Conditions govern access to and use of the estickerbooks.com website. By using the website, visitors acknowledge that they have read and understood these Terms. Users who do not agree with any section of these Terms should discontinue use of the website. Accessing the website does not create any advisory, professional, fiduciary, or client relationship.

The website provides neutral informational content related to Stocks and general financial concepts. The information is not tailored to any individual and is not intended for decision-making purposes.

2. Informational Purpose of the Website

The website contains content designed for general, educational reference only. Articles, explanations, and blog posts describe terminology, processes, and structural aspects of financial markets without evaluating specific securities or interpreting market movements.

The website does not provide personalized advice related to Stocks or any financial instrument. Users should not rely on the information on this website as a substitute for independent professional consultation.

3. Permitted Use

Users may access, view, and read the content for personal, non-commercial, informational use. Visitors may share publicly available pages by linking to them, provided such sharing does not misrepresent content or imply endorsement.

Users agree to use the website only for lawful purposes and in a manner consistent with these Terms. The website does not permit any use that may interfere with its operation, compromise its security, or harm other users.

4. Prohibited Use

Visitors agree not to:

- engage in unauthorized access or attempts to bypass security features;
- use automated tools to scrape, copy, or harvest large volumes of content;
- reproduce, distribute, or modify website content without permission unless permitted by law;
- present the content as advice, analysis, recommendation, or assessment;
- use the content in any way that may mislead others.

The website does not allow actions that could disrupt its availability or compromise its integrity.

5. Intellectual Property

Unless otherwise stated, all text, layout, and other materials on the website are owned by or licensed to the website operator. All intellectual property rights are reserved. Content may not be reproduced or distributed without prior written permission, except for personal use or where allowed by law.

Users may not create derivative works or represent any content as their own. Any authorized use must maintain all original notices and attributions.

6. No Financial Transactions or Services

The website is informational and does not conduct or facilitate financial transactions. It does not collect payment information, handle brokerage activity, or support account creation. References to Stocks are descriptive and not transactional.

The site does not offer services related to financial management, trading, portfolio analysis, or similar activities. No part of the website should be understood as an offer to engage in any transaction.

7. External Links

The website may include links to external sources for general reference. These links are provided solely for convenience and do not indicate validation or endorsement.

The website operator is not responsible for the content, accuracy, availability, or practices of external sites. Users access external content at their own discretion and should review the relevant policies of those websites.

8. Limitation of Liability

The website is provided “as is” and “as available.” Although efforts are made to maintain accurate and consistent information, the operator does not guarantee completeness, correctness, or continuous availability.

To the extent permissible under applicable law, the operator is not liable for any losses or damages arising from:

- use of or inability to use the website;
- reliance on any information contained on the website;
- errors, interruptions, or inaccuracies;
- interactions with external links or third-party content.

Users are responsible for independently verifying information before relying on it.

9. User Submissions

If users send inquiries through the contact form or via email, they are responsible for ensuring their submissions do not contain sensitive, unlawful, or inappropriate content. Submitted information is processed according to the Privacy Policy for the purpose of responding to inquiries and maintaining basic records.

The website does not display user-generated content and does not support comments, public posts, or community submissions.

10. Privacy and Cookies

Use of the website is subject to the Privacy Policy and Cookie Policy, which explain how personal information and cookies may be collected, used, and stored. By continuing to use the website, users confirm that they have reviewed those policies.

The website does not sell or share personal information and does not use targeted advertising as defined under applicable U.S. state privacy laws.

11. Changes to the Website

The website operator may modify content, adjust layout, add new sections, or remove existing features at any time without prior notice. Changes are applied to improve clarity, usability, or consistency with the informational scope of the website.

12. Changes to These Terms

These Terms may be updated periodically. The “Last Updated” date indicates the most recent revision. Continued use of the website after modifications indicates acknowledgment of the updated Terms.

13. Governing Law

These Terms are governed by the laws applicable within the United States, to the extent consistent with relevant jurisdictional requirements. Users are responsible for ensuring that access to the website complies with local laws applicable to them.